"Guaranteed Issue" Is a Controversial Issue in the Insurance Market

question 68

Essay

"Guaranteed issue" is a controversial issue in the insurance market.It requires firms offering health coverage for one employee to offer the same coverage to all employees, regardless of their health risks.Why is this so controversial?

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Definitions:

Diastereomers

Stereoisomers that are not mirror images of each other nor superimposable, having multiple chiral centers.

Diastereomer

Stereoisomers that are not mirror images of each other, differing in the orientation of substituents around one or more stereocenters.

Diastereomers

Stereoisomers that are not mirror images of each other, differing in the configuration at one or more (but not all) of the chiral centers in molecules.

Chiral

Describes a molecule that is not superimposable on its mirror image, often leading to different reactions or interactions for each form.