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Explain the four key approaches to assessing risk of recidivism for violent offenders.
Loan Charge-Offs
Represents the amount of debt that a bank or lender determines cannot be collected after a debtor's default.
Long-Term Incentive
Incentive plans designed to improve employees' long-term performance and retention, typically including options, restricted stock, and performance plans.
Stock Options
Financial derivatives that give the holder the right but not the obligation to buy or sell shares of a stock at a specified price before a certain date.
Executive Compensation
The total package of pay and benefits, including salary, bonuses, stock options, and other perks, that a company provides to its chief executives and other top managers.
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