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Financial engineering includes the use of derivatives,structured debt,securitization,and off-balance-sheet financing.In some cases financial engineering can create value.
Public Education
An education system that is provided by the government, funded by taxes, and free at the point of use, ensuring universal access to education.
Northern States
States located in the northern region of the United States, often associated with the Union during the American Civil War.
Segregated School Systems
Educational institutions divided based on race or ethnicity, often resulting in unequal resources and quality of education.
Educational Opportunities
The availability of options or pathways for individuals to pursue learning and training in various fields.
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