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Three members of the therapy group share covert glances as other members of the group bring up problems.One of them often makes a statement that subtly puts down another speaker or takes exception to a comment by the group leader.The others then nod in agreement.What explanation should the leader suspect underlies this group dynamic?
Excess Reserves
The reserves held by financial institutions in excess of the minimum reserve requirements set by central banks; these are not used for lending and can influence the money supply.
Commercial Banks
Financial institutions that provide services such as accepting deposits, providing business and personal loans, and offering basic investment products.
Required Reserves
The minimum amount of funds that a bank must hold in reserve against deposit liabilities, as mandated by central banking authorities.
Reserve Bank
A central banking institution responsible for overseeing the monetary policy, issuing currency, and regulating the banking system of a country.
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