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Describe the types of pension plans most often found in governmental entities and the differences between them.Do you expect that most governmental employers sponsor a "single-employer plan" or participate in a public employee retirement system (PERS)?
Innovation
The process of introducing new ideas, methods, or products, aimed at improving efficiency, effectiveness, or competitive advantage.
Gatekeeper
An individual or organization that controls access to something, such as information, resources, or market entry.
Quality Circle
A group of workers who meet regularly to discuss and plan ways to improve product quality or production processes.
Innovation
The introduction of something new, such as an idea, method, or device, that creates value or solves a problem.
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