Examlex
Which of the following are given as reasons why individual investors may be able to borrow at the same rates as corporations?
I.Corporate loans must be negotiated and supervised.
II.Corporations often borrow using illiquid assets as collateral.
III.Individuals tend to borrow smaller amounts.
IV.Individuals can borrow on margin through a broker.
Collective Action
Activities or efforts undertaken by a group of people with the aim of achieving a common goal.
Deindividuation
This refers to a psychological state where individuals within a group lose self-awareness and the sense of individuality, leading to uninhibited and sometimes antisocial behavior.
Free-Rider Effect
A situation in group settings where individuals benefit from the effort of others without contributing themselves, leading to potential underperformance of the group.
Crowd Behaviour
The actions and interactions of individuals when in large groups, often characterized by a shared purpose or emotion.
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