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Banks can make additional loans when required reserves are
Termites
Insects that are known for their ability to consume wood and other materials, often causing damage to structures.
Metacognition
Metacognition is the awareness and understanding of one's own thought processes, often referred to as "thinking about thinking," which plays a critical role in learning and problem-solving.
Convergent Thinking
A cognitive process where a person seeks a single, correct solution to a problem.
Creative
The ability or quality of generating original ideas, or making connections between seemingly unrelated phenomena.
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