The Decision About Whether or Not to Grant You Credit

question 47

Multiple Choice

The decision about whether or not to grant you credit will be made by ____________. ​

• A)individual creditors
• B)the credit bureau
• C)the credit card holder
• D)the Federal Trade Commission

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Definitions:

Behaviorist Theory

A theory of learning which states that behaviors are learned from the environment through the processes of conditioning.

Rewards and Punishments

Behavioral tools used to reinforce desired behaviors or diminish undesired ones, often employed in educational and developmental contexts.

Learning

A relatively permanent change in behavior brought about by making associations between behavior and events in the environment.

Psychosexual Stages

A theory by Freud describing the stages of a child's development from birth to adulthood, through which sexual energy (libido) is focused on different erogenous zones.