Which of the Following Policy Features Allows the Insured to Increase

question 74

Multiple Choice

Which of the following policy features allows the insured to increase coverage periodically without showing proof of insurability?

• A)Multiple indemnity clause
• B)Guaranteed purchase option
• C)Disability clause
• D)Paid-up insurance option
• E)Extended-term option

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Definitions:

Punishment

A consequence delivered after an undesirable behavior, intended to decrease the likelihood of that behavior occurring in the future.

One Trial

A learning process that occurs after only a single exposure to a stimulus or event, leading to a change in behavior or knowledge.

Illness

A state of poor health, encompassing diverse types of diseases, disorders, and conditions.

Belongness

Belongness refers to the human emotional need to be an accepted member of a group, whether it is friends, family, or a larger community.