Ben's (Aged 40)health Coverage Charges a Low ($15)deductible Each Time

question 8

Multiple Choice

Ben's (aged 40) health coverage charges a low ($15) deductible each time he visits a doctor or hospital.Other than the low per-service deductible,there is very little cost sharing.However,Ben has the advantages lack of deductibles,few or no exclusions,and not having to file insurance claims.Which of the following most likely provides Ben's health coverage?

• A)HMO
• B)Blue Cross/Blue Shield association
• C)Commercial insurer (major medical)
• D)Medicare
• E)Fee-for-service indemnity plan

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Definitions:

Dissociative Identity Disorder

A psychological condition characterized by the presence of two or more distinct personality states, with a lack of continuity in the individual's sense of self.

The Persecutor

A role in a dysfunctional dynamic where the individual consistently blames or criticizes others, often part of the drama triangle.

Self-Injurious Behaviors

Actions taken to intentionally cause harm to oneself without the aim of suicide, often as a way to cope with distress.

Dissociative Identity Disorder

A severe form of dissociation, a mental process that produces a lack of connection in a person's thoughts, memory, and sense of identity, characterized by the presence of two or more distinct personality states.