A Homeowner's Policy Does Not Provide Protection For

question 11

Multiple Choice

A homeowner's policy does not provide protection for:

• A) the personal property of family members at home.
• B) the personal property of family members who are in college.
• C) a business unit's property valued below $2,500 while it is on the insured premises.
• D) the personal property of tenants.
• E) the personal property of family members who are traveling.

---

Definitions:

Constructive Eviction

An action by a landlord that significantly interferes with or diminishes the use of a property by a tenant, which leads to the tenant being effectively forced to leave.

Essential Services

Essential Services are basic services that are deemed necessary for the wellbeing of the community, such as water, electricity, and medical care.

Implied Warranty of Habitability

A legal doctrine that requires landlords to maintain residential rental properties in a condition fit for human habitation, even if not explicitly stated in the lease agreement.

Periodic-Tenancy Lease

A lease agreement that automatically renews for a period identical to the initial lease term, such as monthly or yearly, until terminated by either party.