If You Withdraw Funds from a Keogh Pension Plan Before

question 37

Multiple Choice

If you withdraw funds from a Keogh pension plan before age 59½,you will have to pay a _____ federal income tax penalty.

• A)5 percent
• B)10 percent
• C)15 percent
• D)20 percent
• E)25 percent

Recognize the ethical and practical implications of psychiatric diagnoses and the use of DSM-5 criteria.

Appreciate the diversity of therapeutic approaches and understand the complexities involved in diagnosing and treating psychological disorders.

Understand the effectiveness and assessment of psychological treatments.

Recognize the consequences and concerns related to misdiagnosis in mental health.

---

Definitions:

Shaping

A method in behaviorism used to train a new behavior by successively reinforcing behaviors that approximate the desired behavior.

Extinction

The reduction and eventual disappearance of a learned response, typically when the stimulus originally eliciting the response no longer occurs.

Reinforcement

In behavioral psychology, a consequence applied that strengthens an organism's future behavior whenever that behavior is preceded by a specific antecedent stimulus.

Latent Learning

Learning that occurs without any obvious reinforcement of the behavior or associations that are learned, becoming apparent only when there is an incentive to demonstrate it.