Securitization Is the Practice Of

question 105

Multiple Choice

Securitization is the practice of:

• A)packaging individual debts into a single uniform asset that can be easily bought and sold.
• B)the government guaranteeing repayment of risky home loans made to individuals with lower credit.
• C)borrowing based on expected future earnings.
• D)None of these statements is true.

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Definitions:

Diffusion of Responsibility

A socio-psychological phenomenon whereby a person is less likely to take responsibility for action or inaction when others are present.

Urban Apathy

A state of indifference and lack of concern among city dwellers towards their community and surroundings, often attributed to overstimulation and perceived powerlessness.

Six-person Juries

A group of six individuals selected to deliberate and make decisions in a legal case, smaller than the traditional twelve-member jury.

Cohesive

Describes a group or material that sticks together tightly, often used to describe a team with strong bonds and unity.