Why Might an Individual or Organization Be Willing to Swap

question 91

Multiple Choice

Why might an individual or organization be willing to swap their fixed-rate loans for floating-rate loans?

• A) They may perceive that interest rates are ready to increase.
• B) Their cash flows may vary directly with interest rates.
• C) Floating rates may be higher than fixed rates.
• D)They may be able to postpone the payment of principal.

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Definitions:

Small and Medium Businesses

Enterprises which, due to their size, have different IT requirements—and face different IT challenges—than do large enterprises, and whose IT resources (usually budget and staff) are often limited.

Traditional Waterfall

A linear and sequential approach to software development and project management, where each phase must be completed before the next one begins.

Agile Development

A software development methodology that delivers functionality in rapid iterations, measured in weeks, requiring frequent communication, development, testing, and delivery.

End-User Development

Approach in which the organization’s end users develop their own applications with little or no formal assistance from the IT department.