Examlex
Which one of the following is least likely to contribute to the positive-NPV investments found in product markets?
Credit Risk
Credit Risk is the possibility that a borrower will default on a financial obligation, creating a risk of loss for the lender, which is a key consideration in financial lending and investment decisions.
Credit Investigations
The process of assessing an individual's or company's financial history and current status to determine their creditworthiness.
Personal Guarantees
Agreements where individuals commit to repay a loan or debt issued to their business in case of default, making them personally liable.
Term Loans
Fixed-amount loans from a financial institution to a borrower with a specified repayment schedule and a fixed or floating interest rate.
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