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Target-Date Retirement Funds Are Not

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Target-date retirement funds are not

Understand the importance and characteristics of effective team formation, including the adoption of explicit ground rules and outcomes.
Identify various communication messages (normative, procedural, informational, and interpersonal) in group settings and their purposes.
Recognize the negative roles individuals may play within a team context, such as dominating.
Understand brainstorming as a technique for enhancing creativity within teams.

Definitions:

Credit Default Swap

A financial derivative that allows an investor to "swap" or offset their credit risk with that of another investor.

Par Value

The face value of a bond or a stock, as stated by the issuing company, which may differ from its market value.

Zero-Coupon Bond

A zero-coupon bond is a type of bond that does not pay periodic interest but is issued at a significant discount to its face value and redeemed for its full face value at maturity.

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