Health Insurance Companies Impose Deductibles on Policies and Co-Payments on Claims

question 114

True/False

Health insurance companies impose deductibles on policies and co-payments on claims to reduce the problem of adverse selection.

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Definitions:

Valence Shell

The outermost shell of an atom containing the electrons most likely to participate in chemical reactions.

Neutral Solution

A solution of pH 7; there are equal concentrations of hydrogen ions [H+] and hydroxide ions [OH-]. Compare with acidic solution and basic solution.

Valence Electrons

The outermost electrons of an atom, which determine its chemical bonding properties.

Chemical Properties

Chemical properties are characteristics of a substance that determine how it interacts with other substances during chemical reactions, defining its composition and behavior.