Which of the Following Statements Is Most Correct

question 86

Multiple Choice

Which of the following statements is most correct?

• A)the higher the deposit insurance limit the lower the risk of moral hazard.
• B)the higher the deposit insurance limit the greater the risk of moral hazard.
• C)deposit insurance limits do not impact moral hazard, they impact adverse selection.
• D)increasing the deposit insurance limits above $100,000 would increase coverage for over 50 percent of all depositors.

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Definitions:

Self-expansion

A psychological theory suggesting individuals have a basic motivation to enhance their efficacy or self-concept by incorporating resources, perspectives, and identities from their relationships and experiences.

Big Five

A model outlining five broad dimensions used to describe human personality: openness, conscientiousness, extraversion, agreeableness, and neuroticism.

Dimensional Approach

A method of categorizing characteristics on a spectrum rather than as either present or absent, recognizing the continuum of mental health symptoms.

Attachment Types

Categories that describe patterns of attachment behavior exhibited in relationships, including secure, anxious-preoccupied, dismissive-avoidant, and fearful-avoidant types.