A Very Controversial Issue in Many States Currently Is Whether

question 120

Essay

A very controversial issue in many states currently is whether or not insurance companies should be allowed to use a person's credit history as a tool in determining the individual's automobile and homeowner insurance premium. Without getting into the legal or ethical issues, what do you think the insurance companies' motives might be for wanting to use the credit report?

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Definitions:

Thrust Sheets

Large sections of the earth's crust that have been moved and placed over another rock formation, typically due to compressional forces.

Subduction Zone

Regions where one tectonic plate moves under another, often associated with volcanic activity and earthquakes.

Thrust Faulting

A geological fault in which the upper block, above the fault plane, moves up and over the lower block, commonly found in mountain ranges.

Accretionary Prism

A geological structure formed by the accumulation of sediments and rock fragments at a convergent tectonic plate boundary.