For Every $100 in Assets, a Bank Has $30 in Interest-Rate

question 49

Multiple Choice

For every $100 in assets, a bank has $30 in interest-rate sensitive assets, and the other $70 in non-interest-rate sensitive assets. The same bank has $60 for every $100 in liabilities in interest-rate sensitive liabilities, the other $40 are in liabilities that are not interest-rate sensitive. If the interest rate on assets decreases from 6 to 5 percent, and the interest rate on liabilities decreases from 4 to 3 percent, the impact on the bank's profits per $100 of assets will be:

• A) a reduction of $0.30.
• B) an increase of $0.30.
• C) a reduction of $3.00.
• D) zero since the interest rates on assets and liabilities fell by the same amount.

Describe how culture influences emotional expression through display rules and provide examples.

Recognize situations of emotional deficiency and their impact on emotional expression.

Understand the distinctions and importance of different types of purchasing decisions (new buy, modified rebuy, straight rebuy) in B2B contexts.

Recognize the roles and dynamics within a B2B buying center and the significance of identifying these roles for sales and marketing strategies.

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Definitions:

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The conventional threading direction where turning the screw or bolt clockwise will advance it, commonly used in screws, bolts, and nuts.

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A method or process of moving or operating in the opposite direction to the usual or expected way.

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