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ProsperCom Is a San Francisco-Based Web Site That Facilitates Peer-To-Peer

question 46

Essay

Prosper.com is a San Francisco-based web site that facilitates peer-to-peer micro lending.If you were going to consider making a loan through Prosper, would you be more concerned about adverse selection or moral hazard, and why?


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Protected Class

Groups of people legally protected from discrimination based on characteristics such as race, gender, age, disability, and religion.

Psychological Damage

Harm caused to a person's mental health or emotional wellbeing, which can result from traumatic events or experiences.

Sexual Harassment

Unsolicited sexual overtures, solicitations for sexual benefits, and any form of sexual natured verbal or physical misconduct.

Title VII

A part of the Civil Rights Act of 1964 that forbids discrimination in employment due to an individual's race, color, religious beliefs, gender, or country of origin.

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