One of the Most Important Enforcement Tools of the Consumer

question 11

Multiple Choice

One of the most important enforcement tools of the Consumer Finance Protection Bureau is:

• A)the threat of civil charges against those who violate the laws involving money transfers, foreclosure and many other financial services
• B)the ability to audit financial firms and institutions
• C)the ability to initiate new regulations
• D)the authority to impose criminal penalties

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Definitions:

Strecker Synthesis

A chemical synthesis method for producing amino acids by reacting an aldehyde with ammonium chloride and potassium cyanide.

Tryptophan

An essential amino acid used by the body to produce serotonin and melatonin, found in various protein-rich foods.

α-Ketoacid

An organic compound containing both a ketone and a carboxylic acid group, with the ketone group located at the second position from the acid.

α-Aminoacid

A type of amino acid in which the amino group is attached to the carbon atom immediately next to the carboxyl group, forming the backbone of proteins.