All of the Following Were Significant Changes in the Mortgage

question 30

Multiple Choice

All of the following were significant changes in the mortgage market in the 2000s EXCEPT

• A) investment banks became significant participants in the secondary mortgage market.
• B) lenders loosened lending standards.
• C) mortgage-backed securities became more popular with investors.
• D) borrowers tended to increase the amount of their down payments.

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Definitions:

Implementation

The act of putting a plan, decision, or method into effect in order to achieve a specific goal.

Establishing

Refers to the process of initiating, defining, or setting up certain parameters, structures, or foundations in various contexts.

Dehumanization

The process of depriving a person or group of positive human qualities, often leading to the perception of the target as less than human.

Emotional Detachment

A mental state in which an individual maintains a boundary from emotional experiences, often as a protective or coping mechanism.