Which One of the Following Is Most Apt to Create

question 4

Multiple Choice

Which one of the following is most apt to create an environment that increases mortgage prepayments?

• A) home mortgage rates remain relatively steady
• B) home mortgage rates decline significantly
• C) number of homeowner's defaulting on their mortgages rises
• D) homeowner's have steady, secure employment at their current jobs
• E) number of employees being transferred for employment purposes declines

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Definitions:

Shaping

A method of learning that uses rewards to reinforce behaviors that gradually approximate the desired behavior.

Operant Conditioning

A learning process in which the consequences of an action determine the likelihood of it being repeated, influenced by reinforcement or punishment.

Captured Soldiers

Military personnel who have been taken prisoner by an opposing force.

Variable Interval

A reinforcement schedule that rewards a response at random time intervals, without a predictable pattern.