The DINK Method of Determining Life Insurance Needs Recommends Adding

question 67

Multiple Choice

The DINK method of determining life insurance needs recommends adding an additional insurance cushion if your spouse is:

• A)heatlhy.
• B)employed in an occupation with a certain future.
• C)a non-working spouse.
• D)suffering from poor health.
• E)a senior citizen.

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Definitions:

Physiological Exhaustion

A state of extreme physical or mental fatigue brought about by excessive strain or use.

Energy Reserves

Stored substances in the body, such as glycogen and fat, that can be utilized as fuel for biological processes when needed.

General Adaptation Syndrome

A sequence of three reactions (alarm, resistance, exhaustion) proposed by Hans Selye, which the body experiences during extended periods of stress.

Alarm Reaction

Alarm reaction is the initial stage in the body's response to stress, triggering a heightened state of alert and mobilization of the body's resources.