Which of the Following Federal Consumer Credit Laws Requires Creditors

question 51

Multiple Choice

Which of the following federal consumer credit laws requires creditors to promptly credit customers' accounts and to return overpayments if requested?

• A)Fair Credit Reporting Act
• B)Truth in Lending Act
• C)Equal Credit Opportunity Act
• D)Fair Credit Billing Act
• E)Consumer Credit Reporting Reform Act

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Definitions:

Human Voice

The unique sound produced by the vocal cords of humans, used for speaking, singing, and other forms of communication.

Phoneme Change

The alteration in the sound of a phoneme, which can significantly affect the meaning of words in a language.

Sucking Rate

The frequency at which an infant or other entity performs the act of sucking, often measured during feeding or in response to stimuli.

Hearing Capacity

The ability or range within which one can perceive sounds, varying greatly among individuals and species.