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____________ providers are companies that use the Internet to distribute copyrighted content, including news, music, games, books, movies, and many other types of information.
Bank Panics
A situation in which a large number of bank customers withdraw their deposits simultaneously due to fears that the bank will become insolvent.
Deterrent
A factor or policy intended to discourage certain behaviors by instilling fear of the consequences.
Fractional Reserve
A banking system in which banks hold a fraction of the deposits as reserves, lending the rest to generate profit.
Reserves
Assets kept on hand by a bank or financial institution to meet emergency needs or regulatory requirements.
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