If Geoff Makes a Fraudulent Statement About His Medical History

question 45

Multiple Choice

If Geoff makes a fraudulent statement about his medical history on his application for insurance:

• A)the insurance company has a right to cancel Geoff's policy.
• B)the insurance company cannot consider the contract voidable.
• C)the insurance company can adjust the benefits payable at its discretion.
• D)the insurance company cannot cancel the policy unless Geoff misrepresented his age.

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Definitions:

Southampton County

A county located in the U.S. state of Virginia, known historically for the Nat Turner-led slave rebellion in 1831.

Paternalistic Ideology

A belief system that justifies the controlling behavior of those in power on the premise that it is for the benefit or protection of those under their authority, often without the consent or input of the latter.

Planter Aristocracy

A social and economic class comprising wealthy landowners who held numerous slaves to farm cash crops in the American South before the Civil War.

Planter Aristocracy

A social and economic class of wealthy landowners in the antebellum South who owned large plantations and numerous slaves, exerting significant political and social influence.