Exhibit 23-1 Refer to Exhibit 23-1

question 51

Multiple Choice

Exhibit 23-1 Refer to Exhibit 23-1.Which of the following would tend to move consumer spending from A to B?

• A) increase in debt
• B) decrease in interest rates
• C) increase in consumer confidence
• D) increase in real wealth

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Definitions:

Criminal Violation

An act that breaches a statute and is punishable by the government through fines, imprisonment, or other penalties.

Illegal Agreement

An agreement that is against the law, and therefore unenforceable by the parties involved.

Exculpatory Clause

A contract provision that relieves one party from liability for harm caused during the execution of the contract.

Tort Liability

Legal responsibility arising from a civil wrong that causes harm or loss to an individual or property, not based on contracts.