Examlex
Bonds rated BBB or above by Standard & Poor's are called investment grade.
McClelland
David McClelland, a psychologist known for his work on motivation and the theory of Needs, including Achievement, Affiliation, and Power.
Achievement Needs
The desire or motivation of an individual to achieve excellence, accomplish challenging goals, and advance personally or professionally.
Moderately Difficult
Characterized by a level of challenge that is neither too easy nor too hard, requiring a fair amount of effort to overcome.
Personal Responsibility
The concept emphasizing an individual's obligation to manage their own actions, decisions, and well-being in various aspects of life.
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