Examlex
Capacity in excess of expected demand that is intended to offset uncertainty is a:
Special Mortgage Rate
A mortgage interest rate that is offered by lenders under certain conditions that is typically lower than the standard rate available to most borrowers.
Demographic Characteristics
Attributes of populations, such as age, race, gender, income, and education level, used for statistical analyses and marketing strategies.
Social Forces
The demographic characteristics of the population and its culture.
Culture
encompasses the social behavior, norms, knowledge, beliefs, arts, laws, customs, capabilities, and habits of the members of a society.
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