A Problem with the Five-Factor Model Is That

question 51

Multiple Choice

A problem with the five-factor model is that

• A)the five factors are only found in males.
• B)the structure does not replicate across item formats.
• C)researchers disagree about what to call the fifth factor.
• D)most factors do not replicate across cultures.

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Definitions:

Fixed Rate Bond

A bond that pays a predetermined interest rate to investors for the entire term of the bond.

Fallen Angel

Originally investment-grade bonds that have been downgraded to junk bond status due to the issuer's weakened financial condition.

Investment-Grade Bond

A bond with a high credit rating, indicating lower risk of default, making it an attractive investment option for conservative investors.

Junk Bond

A high-yield bond with a lower credit rating than investment-grade bonds, reflecting higher risk.