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The fact that a consumer feels a strong moral and ethical responsibility to repay a loan on time refers to the ______________________ of the borrower.The loan officer must be assured that the borrower is serious about repaying the loan before the lending institution makes a loan.
Testing Effect
The improvement in memory retention that occurs as a result of taking a test on the material, rather than merely restudying it.
Practice Quizzes
Educational tools or tests used before an actual examination to assess knowledge and skills, fostering improved performance through practice.
Class Quizzes
Short assessments used within an academic setting, designed to measure students' understanding of recent or specific class materials.
Debriefing
The process of formally explaining the outcomes, purposes, and potential impacts of a completed task or experiment, especially in research or military missions.
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