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Equifax,Transunion,and _________________ are the three biggest credit bureaus in the United States.
Long-Term Gains
Benefits or profits that accrue over an extended period of time, often as the result of investments or strategic planning.
Total Quality Management
A management approach centered on continuous improvement, focusing on quality in all organizational processes to meet or exceed customer expectations.
TQM Programs
Total Quality Management programs are comprehensive systems in organizations aimed at improving performance and achieving long-term success through customer satisfaction.
OD
Short for Organizational Development, a field of research, theory, and practice dedicated to expanding the knowledge and effectiveness of people to accomplish more successful organizational change and performance.
Q21: Identify and briefly discuss the two key
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