A ____________ Uses an Average of a Debtor's Last Six

question 56

Multiple Choice

A ____________ uses an average of a debtor's last six months of gross income to determine whether an applicant must file for bankruptcy under chapter 7 or 13 of the bankruptcy code.

• A)ways test
• B)means test
• C)income test
• D)feasibility test
• E)bankruptcy test

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Definitions:

Deindividuation

This refers to a psychological state where individuals within a group lose self-awareness and the sense of individuality, leading to uninhibited and sometimes antisocial behavior.

Free-Rider Effect

A situation in group settings where individuals benefit from the effort of others without contributing themselves, leading to potential underperformance of the group.

Crowd Behaviour

The actions and interactions of individuals when in large groups, often characterized by a shared purpose or emotion.

Cloak Of Anonymity

A situation or condition that allows individuals to hide their identity, often facilitating uninhibited behavior.