Credit Card Loans Are Generally More Profitable for Small and Medium-Size

question 106

True/False

Credit card loans are generally more profitable for small and medium-size banks than for the large banks.

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Definitions:

Marginal Benefit

The gain in satisfaction or usefulness from consuming or producing a further unit of a good or service.

Rational Choice

A theory in economics and sociology that states individuals choose the most advantageous option considering the costs and benefits.

Best Use

The most efficient or effective utilization of a resource or asset in order to achieve the desired result or maximum value.

Resources

Assets, materials, and inputs needed for the production of goods and services, including natural resources, human resources, and capital.