Accounts Receivable Financing Entails a Bank Actually Taking Over the Ownership

question 90

True/False

Accounts receivable financing entails a bank actually taking over the ownership of receivables,whereas factoring entails a bank merely lending money against a borrowing customer's receivables and the customer still retains the ownership of the receivables.

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Definitions:

Experimenter's Bias

A distortion in research outcomes due to the researcher's expectations influencing the study.

Social Desirability

The tendency of respondents to answer questions in a manner that will be viewed favorably by others, often leading to over-reporting of 'positive' behaviors or under-reporting of 'negative' behaviors.

Independent Variable

In experimental and statistical research, the variable that is manipulated or changed to observe its effect on a dependent variable.

Manipulated

Altered or controlled in a deliberate way, often to achieve a specific outcome or effect in research or other contexts.