The Second State Bank Has Less Than $100 Million in Assets

question 21

Multiple Choice

The Second State Bank has less than $100 million in assets and as a result primarily makes real estate loans,other consumer loans and loans to very small businesses.What factor determining the growth and mix of loans does this fact reflect?

• A)Characteristics of the market area
• B)Lender size
• C)The experience and expertise of management
• D)The written loan policy of the bank
• E)Bank regulations

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