The Law That Requires Banks to Make 'An Affirmative Effort

question 78

Multiple Choice

The law that requires banks to make 'an affirmative effort' to meet the credit needs of individuals and businesses in their trade territories is called:

• A)The Sarbanes-Oxley Act.
• B)The Community Reinvestment Act.
• C)The Equal Credit Opportunity Act.
• D)The Truth in Lending Act.
• E)None of the options is correct.

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Definitions:

ABCDE Rule

A mnemonic for assessing moles or skin lesions for signs of melanoma, focusing on Asymmetry, Border, Color, Diameter, and Evolving.

Intact Skin

Refers to skin that has not been broken, pierced, or compromised, serving as a primary barrier against external pathogens.

Physical Barrier

A form of defense mechanism in the body or environment that physically blocks or prevents the entry of pathogens.

Macrophages

A type of immune cell that engulfs and digests cellular debris, foreign substances, microbes, and cancer cells in a process called phagocytosis.