The Risk of Change in the Quality of Assets Due

question 40

Short Answer

The risk of change in the quality of assets due to factors such as changes in the economy,natural disasters,and regulations are referred to as __________ factors,while management errors,illegal manipulation,and ineffective lending policies are considered as ___________ factors.

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Definitions:

Factor Analysis

A statistical method used to describe variability among observed, correlated variables in terms of potentially lower number of unobserved variables, called factors.

Gender Differences

Refers to the distinctions in characteristics, behaviours, physical or psychological traits typically associated with males and females.

Statistical Tool

Software or methods used for the analysis, interpretation, and visualization of statistical data.

Causality

The relationship between cause and effect where one variable causes the change in another.