Which of the Following Would Be an Example of Operational

question 75

Multiple Choice

Which of the following would be an example of operational risk?

• A)A robber steals $250,000 from the bank locker.
• B)An out-of-date computer system causes the bank to lose $750,000.
• C)A bank is forced to sell $1,000,000 in loans,at a loss,in order to meet the needs of depositors.
• D)A $500,000 loan that the bank has made has been deemed uncollectible.
• E)None of the examples are of operational risk.

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Definitions:

Experimenter Bias

The influence of the experimenter’s expectations on the outcome of research.

Double-Blind Experiment

An experimental design in which neither the experimenter nor the participants are aware of which participants are in the experimental group and which are in the control group until the results are calculated.

Experimental Group

The participants in an experiment who receive the drug or other treatment under study—that is, those who are exposed to the change that the independent variable represents.

Placebo Effect

A phenomenon in which a person experiences a physiological or psychological improvement after being given a treatment with no therapeutic value.