The Degree of Risk Exposure,based on Which the Amount of Insurance

question 107

Multiple Choice

The degree of risk exposure,based on which the amount of insurance premiums paid by each FDIC-insured depository is determined,is an interplay of two factors-risk class to which the institution belongs to and:

• A)capital adequacy
• B)net non-performing assets
• C)gross non-performing assets
• D)percentage of total liabilities hedged
• E)open swap exposures

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Definitions:

Z-test Approximation

A statistical method that uses the Z-distribution to approximate the significance of observed differences, typically used when sample sizes are large and the standard deviation is known.

Wilcoxon Test Statistic

A non-parametric test statistic used to compare two paired samples to assess whether their population mean ranks differ.

Null Hypothesis

A hypothesis that assumes no statistical significance or effect exists in a set of observations.

Level Of Significance

The threshold below which a statistical result is considered significant, indicating that an observed effect is unlikely to be due to chance alone.