A Bank Plans to Offer New Subordinated Notes in the Open

question 13

Multiple Choice

A bank plans to offer new subordinated notes in the open market next month but knows that its credit rating is being reviewed by a credit rating agency.The bank wants to avoid paying sharply higher credit costs.Which type of credit derivative contract would you most recommend for this situation?

• A)Credit-linked note
• B)Credit option
• C)Credit risk option
• D)Total-return swap
• E)Credit swap

Appreciate the impact of group cohesion and structure on promoting groupthink and strategies to prevent it.

Understand the types and characteristics of different survey study designs, including cross-sectional, panel, trend, cohort, and cross-lagged.

Recognize and avoid common pitfalls in survey question design, including negative wording, double-barreled questions, and leading questions.

Understand the concept and implications of big data in research.

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Definitions:

Two-Thirds Vote

A voting requirement that demands a proposal must receive at least two-thirds of the vote to be accepted or passed, commonly used in legislative bodies for significant decisions.

Party Unity

The cohesion and collective discipline of members of a political party, often in the context of voting or supporting party policies.

House

In the context of government, refers to a legislative body or chamber within a bicameral legislature, often the lower house.

Senate

One of the two houses of the legislature in many countries, especially in the United States, responsible for making and passing laws.