Examlex
Which of the following is one of the risks the OCC requires banks to measure and set limits on?
Consumer Surplus
The difference between the total amount that consumers are willing and able to pay for a good or service versus the total amount they actually do pay.
Economic Decision
A choice made by individuals or organizations regarding the allocation of resources and the distribution of goods and services, often driven by cost-benefit analyses.
Excess Burden
Excess Burden, also known as deadweight loss, refers to the cost to society created by market inefficiency, which occurs when supply and demand are out of equilibrium.
Consumers
Individuals or entities that purchase goods and services for personal use.
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