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________________________ is one of the most widely respected private institutions that rates the credit quality of financial institutions.
Differentiated
A state or process in which cells or tissues undergo a change from a less specialized form to a more specialized form, often acquiring distinct structural or functional features.
Embryonic Mass
A cell cluster formed in early embryonic development that will differentiate into various tissues and organs as growth progresses.
Blastula
An early stage of embryonic development in animals, characterized by a sphere of cells surrounding a central fluid-filled cavity.
Morula
Mass of 12 or more cells resulting from the early cleavage divisions of the zygote.
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