Which of the Following Ratios Can Be Used to Measure

question 107

Multiple Choice

Which of the following ratios can be used to measure a bank's credit risk?

• A)Net loans' duration/Total assets
• B)Interest sensitive assets/Interest sensitive liabilities
• C)Total assets/Number of full time employees
• D)Nonperforming assets/Total loans and leases
• E)Cash and equivalents/Total loans and leases

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Definitions:

Cognitive Dissonance

A psychological phenomenon where an individual experiences discomfort from holding two or more contradictory beliefs, ideas, or values simultaneously.

Conflicting Behaviors

Actions or responses that are contradictory or opposed to one another, often causing confusion or internal conflict.

Attitudes

Attitudes are psychological tendencies expressed by evaluating a particular entity with some degree of favor or disfavor.

Compliance

Compliance involves conforming to a rule, standard, or command, often within societal, legal, or regulatory frameworks.