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How would Earth be different without photosynthesis?
APR
Annual Percentage Rate; the annual rate charged for borrowing or earned through an investment, including any fees or additional costs associated with the transaction.
Loan
A sum of money that is borrowed, which must be paid back with interest, typically used for significant purchases, investing, or to cover cash flow shortfalls.
Balloon Loan
A type of loan that has low, fixed monthly payments for a period of time, followed by a large payment for the remaining amount due at the end of the term.
Amortized
Refers to the process of paying off debt over time in regular installments of interest and principal sufficient to repay the loan in full by its maturity date.
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