Examlex
Charles Darwin argued that evolution is accomplished by the process of natural selection.Which of the following is not important to the concept of natural selection?
Excess Reserves
Banks' reserves that exceed the minimum requirement set by a central bank, not lent out and often kept for emergency purposes.
Reserve Requirement
The minimum amount of reserves that banks must hold against deposits, as mandated by central banks.
Fractional Reserve
A banking system in which only a fraction of bank deposits are backed by actual cash on hand, with the rest being available for loans.
Banking System
The network of banks and financial institutions that provide financial services to consumers, businesses, and other banks.
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