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The cost of a bank overdraft:
Gregariousness
The quality of being sociable, outgoing, and enjoying the company of other people.
Enthusiasm
Intense and eager enjoyment, interest, or approval.
Out-group Members
Individuals who are not part of the core group and often feel excluded or marginalized within a social context.
Innovative Ideas
Original and creative thoughts or proposals that aim to improve processes, products, or services.
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