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The two types of negotiations are:
Outstanding Checks
Outstanding checks refer to checks that have been written and recorded in the check register but have not been cashed or cleared by the bank yet.
Service Charge
An additional fee charged for services rendered, often added to a bill in restaurants or for banking services.
Adjusted Cash Balance
The final amount of cash available in an account after all adjustments, including deposits, withdrawals, and any interest earned, have been accounted for.
Check Register
A record book or electronic document used to track checks written, deposits made, and current balances in a checking account.
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